:root{--primary:#0b6cbf;--primary-dark:#095a9f;--primary-light:#e8f2fb;--accent:#ff7b26;--bg:#f5f7fa;--white:#fff;--text:#1d2b3e;--muted:#64758a;--stroke:#e4e9f0;--green:#0e9f5d}*{box-sizing:border-box}body,html{margin:0;padding:0}body{font-family:Segoe UI,system-ui,-apple-system,Roboto,Arial,sans-serif;background:var(--bg);color:var(--text);min-height:100vh}a{color:inherit}.topbar{background:var(--white);border-bottom:1px solid var(--stroke);position:-webkit-sticky;position:sticky;top:0;z-index:50}.topbar-inner{max-width:1080px;margin:0 auto;padding:12px 18px;display:flex;align-items:center;justify-content:space-between;gap:14px}.brand img{height:42px;width:auto;display:block}.nav{display:flex;gap:2px;flex-wrap:wrap}.nav-link{font-size:14px;font-weight:600;color:var(--muted);text-decoration:none;padding:9px 14px;border-radius:10px;transition:background .2s,color .2s}.nav-link:hover{color:var(--primary);background:var(--primary-light)}.wrap{max-width:1080px;margin:0 auto;padding:30px 18px 60px}.hero{display:grid;grid-template-columns:1.1fr .9fr;grid-gap:34px;gap:34px;align-items:center;background:var(--white);border:1px solid var(--stroke);border-radius:18px;padding:38px}.hero h1{font-size:clamp(26px,4vw,38px);font-weight:800;line-height:1.25;margin:0 0 14px;letter-spacing:-.3px}.hero h1 .brand{color:var(--primary)}.hero .lead{color:var(--muted);font-size:15.5px;line-height:1.75;margin:0 0 24px}.hero-img{width:100%;border-radius:14px;display:block;border:1px solid var(--stroke)}.btnrow{display:flex;gap:12px;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 30px;font-size:15px;font-weight:700;border-radius:12px;text-decoration:none;transition:filter .2s,transform .2s}.btn:hover{filter:brightness(1.06);transform:translateY(-2px)}.btn-primary{background:var(--primary);color:#fff;box-shadow:0 6px 16px rgba(11,108,191,.3)}.btn-orange{background:var(--accent);color:#fff;box-shadow:0 6px 16px rgba(255,123,38,.3)}.section{margin-top:34px;background:var(--white);border:1px solid var(--stroke);border-radius:18px;padding:32px}.section h2{font-size:22px;font-weight:800;margin:0 0 6px}.section .sub{color:var(--muted);font-size:14px;margin:0 0 22px}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));grid-gap:14px;gap:14px}.card{border:1px solid var(--stroke);border-radius:14px;padding:20px;transition:border-color .2s,transform .2s}.card:hover{border-color:var(--primary);transform:translateY(-3px)}.card h3{margin:0 0 6px;font-size:15.5px;font-weight:700}.card p{margin:0;color:var(--muted);font-size:13.5px;line-height:1.7}.card .step{display:inline-flex;width:28px;height:28px;align-items:center;justify-content:center;border-radius:8px;background:var(--primary-light);color:var(--primary);font-weight:800;font-size:13px;margin-bottom:10px}.prose{color:#33445c;line-height:1.9;font-size:15px}.prose h2{font-size:20px;margin:28px 0 10px;color:var(--text)}.prose h2:first-child{margin-top:0}.prose p,.prose ul{margin:0 0 14px}.prose ul{padding-left:22px}.prose li{margin-bottom:6px}.table-wrap{overflow-x:auto;border:1px solid var(--stroke);border-radius:12px}table{width:100%;border-collapse:collapse;font-size:14px;min-width:460px}th{text-align:left;padding:12px 16px;background:var(--primary-light);color:var(--primary-dark);font-weight:700}td{padding:11px 16px;border-top:1px solid var(--stroke);color:#33445c}tr:hover td{background:#fafbfd}.badge{display:inline-block;padding:3px 12px;border-radius:20px;font-size:12px;font-weight:700}.badge.high{color:#0b7a47;background:#e2f6ec}.badge.mid{color:#9a6b00;background:#fdf3d7}.note{margin-top:12px;font-size:12.5px;color:var(--muted);line-height:1.6}.review-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));grid-gap:14px;gap:14px}.review-card{border:1px solid var(--stroke);border-radius:14px;padding:20px}.review-head{gap:11px;margin-bottom:12px}.review-ava,.review-head{display:flex;align-items:center}.review-ava{width:44px;height:44px;border-radius:50%;background:var(--primary-light);color:var(--primary);justify-content:center;font-weight:800;font-size:15px;flex-shrink:0}.review-name{font-weight:700;font-size:14.5px}.review-stars{color:#f5a623;font-size:13px;letter-spacing:2px}.review-text{margin:0;color:var(--muted);font-size:13.5px;line-height:1.75}.faq-list{border-top:1px solid var(--stroke)}.faq-item{border-bottom:1px solid var(--stroke);padding:16px 4px}.faq-item:hover{background:#fafbfd}.faq-q{font-size:15px;font-weight:700;margin:0 0 8px}.faq-a{margin:0;color:var(--muted);font-size:14px;line-height:1.75}.cta-strip{margin-top:34px;background:linear-gradient(120deg,var(--primary),#1284d8);border-radius:18px;padding:34px;text-align:center;color:#fff}.cta-strip h2{margin:0 0 8px;font-size:22px}.cta-strip p{margin:0 0 20px;color:hsla(0,0%,100%,.85);font-size:14.5px}.cta-strip .btn-primary{background:#fff;color:var(--primary-dark)}.cta-strip .btn-orange{background:var(--accent);color:#fff}.footer{background:var(--white);border-top:1px solid var(--stroke)}.footer-inner{max-width:1080px;margin:0 auto;padding:26px 18px;text-align:center;color:var(--muted);font-size:13px}.footer-nav{display:flex;justify-content:center;gap:20px;flex-wrap:wrap;margin:12px 0}.footer-nav a{text-decoration:none;font-weight:600}.footer-nav a:hover{color:var(--primary)}@media (max-width:760px){.hero{grid-template-columns:1fr;padding:26px 20px}.section{padding:24px 18px}.btn{flex:1 1;min-width:140px}}